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Motorcycle, ATV & UTV Loans

Motorcycle, ATV & UTV

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Fuel your passion! Motorcycles, ATVs or UTVs- whatever your preference, we want to make sure your tracks lead straight to us for financing. 

Get the most out of life's adventures, while still paying the least. At America's Credit Union we have a loan specially designed just for your Motorcycle, ATV or UTV! We understand the importance and beauty of the outdoors and that is why we are here to help with low rates and automatic payment options to make your goals easy to achieve, on or off the roads.

 

Here are a couple of perks:

New Motorcycle,
ATV or UTV Loans

  • Low rates
  • Automatic payment options
  • Loan pre-approvals
  • Terms to 60 months

Used Motorcycle,
ATV or UTV Loans

  • Low rates
  • Automatic payment options
  • Refinance options
  • Terms to 48 months*
    *depending on year of vehicle
Motorcycle in the Sunset

Motorcycle, ATV & UTV Rates

Length of Term, New and Used Annual Percentage Rate (APR)**
TEXT
Up to 24 months
TEXT
as low as 1.49%
TEXT
25 to 36 months
TEXT
as low as 1.99%
TEXT
37 to 60 months
TEXT
as low as 2.39%
Effective October 1, 2020
Length of Term, New and Used

Up to 24 months

Annual Percentage Rate (APR)**

as low as 1.49%

Length of Term, New and Used

25 to 36 months

Annual Percentage Rate (APR)**

as low as 1.99%

Length of Term, New and Used

37 to 60 months

Annual Percentage Rate (APR)**

as low as 2.39%

Effective October 1, 2020

**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

Motorcycle, ATV or UTV Resources

Saving for a Motorcycle, ATV or UTV?Budget ebook cover and spine

Having a sizeable down payment for your new Motorcycle, ATV or UTV is a great way to lower your monthly payments and have instant equity.

Paying for the trailer, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.

We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.

It can help you save for the Motorcycle, ATV or UTV you've been dreaming about!

 

Claim Your Copy!


Woman putting money into her wallet from 52-week savings

Save Over $1,300 Towards Your New Motorcycle, ATV or UTV in 52 Weeks!

If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Motorcycle, ATV or UTV now!

Don't wait, get started with this simple savings plan:

On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.

 

Apply for a Motorcycle, ATV or UTV Loan Today!

MEMBERS: Apply Here

NON-MEMBERS: Apply Here