ACU Blog
Providing valuable content and financial tips to help empower our members to improve their lives.
America's Credit Union

Home and Mortgage | Mortgage Payment
How To Increase the Value of Your Home Before Listing It For Sale
By:
America's Credit Union
March 5th, 2019
Whether you're about to list your house for sale or you've just moved in and plan to stay a while, you should make the most of the money you invest into your home in the form of upgrades, repairs and remodels. To be sure you see a return on these types of investments, you must spend your money wisely, making not just the upgrades that you would enjoy having in your home, but also those that will increase your home's value from the perspective of potential buyers and future appraisers. Consider the following tips before you decide which upgrades are worth it and which renovations can wait for the next owner's bank account.

Many Businesses Don't Have a Succession Plan
By:
America's Credit Union
February 22nd, 2019
Change management is always a major concern for organizations, but few challenges are more disruptive than an executive departure.

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Home & School | Personal Finance | Investing & Retirement | Life | Budgeting | Savings Plan
The Impact of Taxes in Retirement
By:
America's Credit Union
February 15th, 2019
A recent Nationwide Retirement Institute survey finds nearly two in five retirees (37 percent) admit they did not consider how taxes would affect their retirement income when planning for retirement. As a result, they may have lost the opportunity to save an additional six years' worth of income in retirement.

Personal Finance | Savings Plan
More Than Half of Americans Can't Cover a $1,000 Emergency with Savings, According to LendingTree Survey
By:
America's Credit Union
February 6th, 2019
Only 48 percent of Americans say they could handle a $1,000 emergency expense using cash or savings in their bank accounts, a survey from online loan marketplace LendingTree finds.

Higher Interest Rates Won’t Stop First-Time Home Buyers, According to Zillow
By:
America's Credit Union
February 4th, 2019
Home values have become more sensitive to changing mortgage interest rates as rates climb back toward historic norms. Years of rates near historic lows have kept monthly payments manageable even as home values were rapidly rising.

Insider | Home & School | Life
A Robotic Companion for Your Pet
By:
America's Credit Union
January 30th, 2019
Even pet play is being taken over by robots.

Insider | Home & School | Life
Many Finance Execs Willing to Provide Tuition Reimbursement
By:
America's Credit Union
January 25th, 2019
A college diploma may not always be required for new hires in accounting and finance, especially when it comes to functional areas such as accounts payable, accounts receivable, credit and collections, and payroll, according to staffing firm Robert Half.

How Long Do You Take for Lunch?
By:
America's Credit Union
January 15th, 2019
The lunch "hour" may be a concept of the past, new research from staffing firm OfficeTeam suggests.

New Year's Resolutions: Top 10 Tips for Paying off Debt
By:
America's Credit Union
December 23rd, 2018
Following the revelry of the holiday season, many want to trim the fat from their waistlines, their spending and their debt (which can easily skyrocket during the holidays). As you enter the new year, consider the following tips to stick with a budget and rein in your spending to start paying off debt.

Need to Avoid a Holiday Spending Hangover? [7 Proven Ways to Feel Better]
By:
America's Credit Union
December 5th, 2018
Oh, the holidays. The one time of year when even the most disciplined shoppers have trouble sticking to their budgets. But you don't have to begin the New Year in debt. Follow these simple shopping tips to stop holiday overspending, and prevent a financial hangover in 2019.
Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.