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Credit Union Blog

ACU Blog

Providing valuable content and financial tips to help empower our members to improve their lives.

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Personal Finance | Investing & Retirement | Life | Budgeting | Savings Plan

How to Save Thousands of Dollars a Year

By: America's Credit Union
May 22nd, 2020

“Where does it all go?” is a question asked by many working Americans who seem hard-pressed to save any money toward emergencies and retirement. However, the answer may be steaming in our hands each morning.

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Home & School | Personal Finance | Investing & Retirement | Life | Budgeting | Savings Plan

Household Budgeting For Today's Environment

By: America's Credit Union
May 5th, 2020

The coronavirus situation has created a number of new challenges for our society. Among other things, many people are now facing the reality of a reduced household cash flow. If you're accustomed to operating with a set budget for your monthly expenses, you've no doubt seen how it affects your efforts to make ends meet, but if you've never really put it down on paper, now may be the time to get started. While it might seem like a daunting task at first, once you have a budget in place you'll find how it makes everything easier, and maybe even wonder why you didn't do it sooner.

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Home & School | Personal Finance | Investing & Retirement | Life | Budgeting | Savings Plan

The Impact of Taxes in Retirement

By: America's Credit Union
February 15th, 2019

A recent Nationwide Retirement Institute survey finds nearly two in five retirees (37 percent) admit they did not consider how taxes would affect their retirement income when planning for retirement. As a result, they may have lost the opportunity to save an additional six years' worth of income in retirement.

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Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.